Do you remember when I made mention of a “ futurity ” upstairs .
Well , it ’s no longer a phase angle to be fill out at our leisure . As we make all the farmhouse ’s paperwork and construction quotation for the coin bank , our loaner requested that we work the upstairs into the equating — without altering the budget . The rationality is that the value proportion for the house necessitate to be a sure percentage mellow than the land at estimate to permit us to get the loan without assign down more money upfront — a strange and perplexing essential in my opinion but one we struggled with and were glad to have resolved with the bank building ’s help . ( Working with a good lender is priceless ! )
A project this full-grown was also not something bank would O.K. without a licenced contractor , aka not us . After more searching and quote requesting , my founder - in - natural law offer to abide in as our universal contractor — after all , he was on site day by day and oversaw much of the structure in our absence seizure , so it just made sentiency to constitute him the place . He drop a line up the quotes and put his licensed impression of approval on it , and we place it off to the money box .
On the day of the estimate , it did n’t just rain — it poured . The partially off cap had large tarps with puddle of water supply that were seeping and cry throughout the planetary house . The gentleman that came to see the house were definitely not disposed for the construction internet site that awaited them . Their dress brake shoe and falling off were cover in mud and hook midway up their calves . I , on the other hand , was quite accustomed to the disobliging weather and wore my dung boots , rainwater jacket crown and carried an umbrella .
I walked them through the house as best as potential explaining the intention of each elbow room , presented them with a floor program , and explained how we planned to use the old finishes , such as the 8 - foot threshold and 7 - inch baseboards , as well as unexampled finishes , including countertops and hardwood flooring . I also explained the new upstairs , how it would be accessed and supply the newly revised floor plan for its increase .
The manpower took notes , file the papers I apply them and made a precipitous retirement to the shelter of their railroad car . A week later , I received a call from the banking concern that the estimation had come back around the Leontyne Price they go for for and that we were approved for the loanword free of a down payment . As the lender get all our paperwork in order , we pushed forward with the remodel as planned — when weather let , that is .
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